Showing posts with label automobile. Show all posts
Showing posts with label automobile. Show all posts

7 Feb 2012

Buying the dream car-Few things to consider before



Buy a new car is an important decision, because most of the time we have to take a loan to finance it. Many auto loans are offered by various financial institutions, banks or used car dealers it only remains to choose the Car and the best credit.

When searching for the dream car, there are several rules to make the best possible operation. First, visit different stores to make them compete and we will not fail to know, not to mention that the models in stock are easier to negotiate.

It's already time to think about a possible resale, and for that, you should know that a brand a little unusual, too showy color or pattern are too particular disabilities. By cons, comprehensive facilities will be assets for resale.

Bargains are often found in the ends of lines and for stocks of the past year and the special series often offer comprehensive equipment. Of course, comparisons will be made on vehicles of the same type, taking into account the levels of equipment or VAS.

As for auto loans, they are of two kinds: the auto loan and lease with purchase option. In the first case, the vehicle belongs to those who took out the loan, in the second case; it is for the lender, which changes everything when you decide to resell the car.

Do not forget that the more the credit period is short, the lower its interest rates. By cons, if it is not necessary to have a capital, it will still bring down the interest rate and the total cost of credit.

13 Jan 2012

Dealing with Auto Repair Costs


Buying a car is expensive, especially if you are planning to have a new vehicle, but the repair bills can rise very quickly as well. Whether in a garage or directly from the dealer, the cost of labor is often high and spare parts are expensive. The repair and maintenance of the automobile is becoming more and more space in the family budget. The financial cost of repairs can disrupt the management and balance its budget. In addition, a sudden car breakdown can cause problems in daily life, while difficult to get to work, move, or to go shopping.
But what if your car breaks down or you had an accident and your car is in the garage? Do not panic, different solutions available to you.

The personal loan

You can absolutely consider using a consumer credit (credit repair) that you place in costs of repair or maintenance of your vehicle.

The reserve money

Open an online cash reserve is also possible to finance repairs to your car. Of course, the interest rate will be higher for a revolving credit for a consumer credit. The advantage is that it is very easy to get this type of credit.

The purchase of credit

If your debt ratio is high a financial solution debt consolidation loan or consolidation loan is possible way to reduce the amount of monthly returns.